Partner, Patrick Derkacz, recently settled an auto injury claim for $1,195,000.00 for a husband and wife who were the victims of a violent car accident.

The couple was traveling to see their granddaughter’s new apartment on a Sunday morning before their lives were changed forever. They were violently rear-ended by a vehicle driving 70 mph. As a direct result of the accident, both the husband and wife sustained serious and life changing injuries.

Mr. Derkacz was able to prove that the driver of the accident was negligent and that, due to their injuries, the quality of the couple’s lives had been significantly diminished.

The Jenna Kast Believe in Miracles Foundation is an all volunteer, grass roots organization whose goal is to bring a smile to the face of a child that is suffering. The mission of The Jenna Kast Believe in Miracles Foundation is to enrich the lives of Michigan children suffering from life-threatening medical conditions by buying gifts and bringing joy and hope to their lives. Along with their gift, each child receives a personalized trophy to acknowledge their courageous fight.

This is a wonderful organization and our firm is proud and privileged to be a sponsor and a part of helping achieve its mission.

SMDA

 

Learn more about this great organization by visiting their website at www.believeinmiracles.org

ot many people know about uninsured or underinsured motorist coverage.

Uninsured motorist coverage covers you when you are injured as a result of a driver who did not have insurance, a hit and run driver, or a driver of a stolen car. Uninsured motorist coverage is provided by your own insurance company. The cost of this coverage is usually nominal and should be considered when purchasing auto insurance.

Underinsured motorist coverage allows you to recover from your own insurance company, money to pay for damages incurred from an at-fault driver who does not have enough insurance to cover your damages. Not enough people elect to have this type of coverage, but it is important to consider because these situations are far too common.

Metro Detroit is home to one of the largest Arab American communities in the United States. At SMDA we are honored to serve the legal needs of these individuals and of the diverse backgrounds throughout our community, including Chaldean-Americans.

Metro Detroit has the largest community of Chaldeans, over 120,000. Many of these Chaldeans reside in our very own neighborhood of Sterling Heights. Among our experienced team of attorneys, we have a Chaldean attorney, Dahlia Barkho. Dahlia brings a unique understanding of the Chaldean culture to our firm. She speaks English and Aramaic (Chaldean) and truly understands any challenges that Chaldean-Americans may deal with.

Our firm appreciates that Chaldeans have a very unique culture and come from a very large, yet close-knit community. We understand that they may find it easier and more comfortable meeting with an attorney who understands them first hand and speaks the Chaldean language. We are pleased to have a Chaldean-speaking attorney to help our Chaldean neighbors.

Our firm handles auto accident cases on a contingency fee. Having a contingency fee agreement means that the attorney fee is contingent upon the outcome of the case. In other words, you only pay us if we are able to recover a settlement or obtain a verdict on your case.

This type of fee agreement is beneficial to a client for many reasons. It permits a car accident victim to retain our attorneys, even if they do not have the funds to pay the attorney in the beginning. Offering a contingency fee agreement is very valuable to our clients. It allows them to retain an attorney who can fight for their rights, regardless of their financial status or ability to pay large attorney fees.

Additionally, you will not be required to pay any costs in the beginning of the case. All of the costs of the case will be paid up front by our firm, and the firm will be reimbursed upon resolution of the case.

When someone is involved in a car accident, they may have many questions. Most importantly, they are left wondering what the next step is. Our experienced attorneys are here to help.

Typically, a personal injury claim begins with consulting with an attorney who has experience handling these types of claims. SMDA has decades of experience with all types of cases, including personal injury claims, such as auto accidents or slip and falls.

After being involved in a collision, a car accident victim is left with many questions. What do I need to do next? Is my case worth anything? Who can help me? Rest assured that the attorneys at SMDA are available to answer all of your questions and guide you through your case.

Some car accident victims suffer from evident pain immediately after a car accident, such as a broken bone or back injury. Others, however, may not experience the pain right away. Some people may think that their pain is not severe and will go away on its own.

There is no question that it would be in your best interest to see a doctor after a motor vehicle accident. You may not immediately experience pain, but that does not mean that you have not suffered an injury, or that you will face one down the road. Clients have frequently stated that immediately after an accident they were not in pain and that the pain came days, or even weeks, later.

Being a victim of a car accident can be a very scary and confusing time. Many people are unsure of the steps they need to take to ensure they receive benefits they are entitled to. If you or a loved one has been injured as a result of a car accident, call SMDA Law today to schedule your free consultation. It is important to know and understand your rights.

Texting while driving continues to increase and is a very dangerous distraction. Texting while driving causes you to take your eyes off the road, your hands off of the wheel, and your mind off of driving. These three forms of distractions, whether individually or combined, can lead to a fatal accident. When texting or using your cell phone and driving combines all three distractions at one time, which makes it especially dangerous.

Michigan law prohibits texting while driving. Texting and driving, or any cell phone use, has become a very dangerous epidemic that causes accidents that result in serious or life-threatening injuries. These accidents occur every day.

If you or someone you know has been involved in an accident caused by a driver who was texting and driving, call SMDA Law today to learn your rights and let us give you the help you need.

The Michigan No-Fault law provides in pertinent part: An insurer providing personal protection insurance benefits shall offer, at appropriately reduced premium rates, deductibles and exclusions, reasonably related to other health and accident coverage on the insured.

Case law supports that there was no intent by the Legislature when it mandated that no-fault carriers make available coordinated coverage at a reduced cost to correspondingly prohibit health insurers from including coordination of benefits clauses in the coverage provided by the health insurance policy. As a matter of contract interpretation, a no-fault insured is not entitled to receive duplicate payment for medical expense where the insured had elected uncoordinated benefits under his no-fault policy, but his health insurance policy contained a coordination of benefits clause.

The option of choosing between uncoordinated or coordinated no-fault automobile insurance does not exist for an individual who does not have underlying health or accident insurance that applies to automobiles. That individual must pay the higher premium for uncoordinated no-fault insurance. Therefore, the individual who is unemployed or does not have employment that provides health insurance must purchase uncoordinated no-fault insurance.

SMDA partner, Phil Serafini, obtained an outstanding result in a automobile No-Fault case.

A minor, Alison Monaco, was involved in a serious 1-car accident and sustained serious and life-changing injuries. Our firm was contacted by her mother one day before a lawsuit had to be filed to against the insurance company, Home-Owners, for denying her daughter’s Michigan No-Fault Insurance Benefits.

Home-Owners insurance company denied the claim because at the time of the accident, the Alison was 15-years-old and driving without a parent in the car, contrary to Michigan law. Her mother had given a statement to Home-Owners that her daughter did not have permission to drive the car on the day of the accident. Her father allegedly made a comment at the scene that could be construed as meaning that his daughter did not have permission as well.